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Data Scientist — Risk Models

Develop the bounce-prediction and propensity-to-pay models that direct collection effort.

RiyadhFull-time

About the role

The models you build decide which files get worked first and how each debtor is approached. One point of scoring accuracy means millions of riyals recovered — and fewer unnecessary calls to people.

What you'll do

  • Build and evaluate predictive models on real portfolio data
  • Measure model impact on actual recovery rates, not theoretical ones
  • Work with compliance to keep models fair and explainable

What we're looking for

  • Experience in credit risk modelling or equivalent
  • Strong Python and ML tooling
  • Able to explain a model to non-specialists

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